Bike insurance built by riders, priced by actuaries.
We’re a small group of New Jersey cyclists, data scientists, and insurance professionals filling a gap the carriers haven’t bothered with. Get a free quote in under a minute — no broker, no upsell.
Senate Bill S4834 will require $35,000 of liability coverage for personal bicycle and e-bike riders, and $70,000 for commercial use. We built insuremy.bike specifically to meet that minimum at a fair price — not a 6-coverage upsell stack.
Mandate-ready by default
Every policy meets the NJ S4834 minimums on day one. You can stop reading the small print.
Property coverage that matches your bike
Replace-cost protection up to $25,000 for theft, crash damage, and vandalism. Pick your deductible.
Community-priced
Premiums come from public NJ crash data and our open actuarial model — not a black-box rate sheet.
Four questions. One quote. Three deductibles to pick from.
- Tell us your name, email, ZIP, and bike value.
- We map your ZIP to our county-level loss model.
- You see three side-by-side prices: $500, $1,000, $2,500 deductible.
- We email the quote. No broker calls. Decide when you’re ready.
Where we cover
All 21 NJ counties at launch. Outside NJ? Join the waitlist and we’ll expand county-by-county as our loss data does.