Terms of Use

By using insuremy.bike you agree to these terms. This is a pre-launch draft and will be finalized with counsel before we bind any coverage.

What this site is

insuremy.bike is an educational and comparison resource for New Jersey cyclists. Prices, estimates, and comparisons are indicative only — they are not offers, binders, or contracts of insurance, and they may differ from a real quote you receive from any insurer. We are working through New Jersey Department of Banking and Insurance (DOBI) filing with a licensed partner; coverage cannot be bound until that process is complete.

No professional advice

Content about S4834, coverage, and eligibility is general information, not legal or insurance advice. Confirm your obligations and any policy’s suitability with the insurer and, where appropriate, a licensed professional.

Third-party insurers

We reference third-party insurers (Velosurance, Progressive, Sundays, BikeInsure, Markel, and others) for comparison. We are not those companies and do not control their products, prices, or sites. Their names and marks belong to them. Following a link to an insurer takes you to their site, governed by their terms.

Acceptable use

Don’t use the site unlawfully, attempt to disrupt it, or scrape it at a scale that degrades service for others.

Limitation of liability

The site is provided “as is,” without warranties. To the extent permitted by law, we are not liable for decisions made in reliance on indicative estimates. Verify any figure with the insurer before purchasing.

Governing law & changes

These terms are governed by the laws of the State of New Jersey. We may update them; continued use means you accept the current version. Questions: hello@insuremy.bike.