Maintenance checklist

Monthly and pre-ride checks that prevent the crashes insurance is for — and document that your bike was cared for.

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Before every ride (30 seconds)

  • Tires: pressure and a quick glance for cuts or embedded glass
  • Brakes: lever pull firm, pads contacting
  • Quick releases / thru-axles closed and tight
  • E-bike: battery seated and locked

Monthly

  • Chain: lube, and measure wear (a worn chain eats the cassette)
  • Brake pads: enough material, rotors/rims clean
  • Tire wear: casing showing = replace now
  • Bolt check with a torque wrench: stem, bars, seatpost (carbon: to spec, never past)
  • Wheels: spin for wobble, check spoke tension by squeeze

Seasonally / after any crash

  • Full drivetrain clean and re-lube
  • Bearing check: headset, bottom bracket, hubs
  • Carbon frames: inspect for cracks after ANY significant impact — tap test or shop ultrasound
  • Suspension service intervals (MTB) per manufacturer hours
  • E-bike: firmware updates and battery health check at the dealer

From the insuremy.bike Learning Center — free to share. insuremy.bike/resources/